MOVE FORWARD FINANCIALLY

You only want to retire once. Many advisors can help people accumulate assets but few discuss how to live off them once you retire. People can be hesitant or misinformed when it comes to taking the next step financially. It’s common, and typically comes from uncertainty about what’s next or how to pull everything together.

A sound retirement strategy is key to living confidently up to the day you retire and beyond. A result of having an individualized financial plan rooted in strategies built after a comprehensive financial analysis. Having a financial plan in place allows you comfortably retire and retire comfortably because you’re confident in your plan. Confident to take the next step—forward. Contact the Houghton team today!

How Much Does It Cost to Retire?


How Do You Know When It's the Right Time to Retire? 4 Questions to Ask

At some point, you’ll say “goodbye” to your co-workers, get into your car and drive toward the next phase of your life — retirement. But when will that be? Will you retire early to give yourself extra time to build a different life? Keep working to save more for retirement? Or do you love what you do and plan to keep doing it for as long as possible? READ MORE...


Fee-Based Financial Planning

Fee-based financial planners are compensated for the time and expertise put into designing and creating your personal financial plan. Under this fee structure, they have a responsibility to ensure your interests and goals are always put first.

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, 2019 to 20201
  • AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1©2017-2020 and TM, NerdWallet, Inc. All Rights Reserved.

2Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), April 2020; Fitch Ratings, AAA (highest), August 2020; Moody’s Investors Service, Aaa (highest), December 2020; S&P Global Ratings, AA+ (second highest), June 2020. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3Measured by 2020 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, April 2021.

James E Houghton, CLU®, ChFC®, CASL®, RICP®
Wealth Management Advisor


Five Cities Financial

The economic recovery and what it means for you. Hear the insights from our leadership.

Watch the video.The leaders of Northwestern Mutual share their insights on the economy, monetary policy, the markets, managing financial risks, and what it all means for your finances. 

How to Manage Debt If You Lost Income During COVID-19

Use these strategies to help keep yourself in the best financial position possible during this unsettled time. Read more.

The Conversations Couples Should Have Before Retirement

Here are some questions about what you’re expecting for your golden years to review with your partner to make sure you’re on the same page. Read more.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck