MOVE FORWARD FINANCIALLY

You only want to retire once. Many advisors can help people accumulate assets but few discuss how to live off them once you retire. People can be hesitant or misinformed when it comes to taking the next step financially. It’s common, and typically comes from uncertainty about what’s next or how to pull everything together.

A sound retirement strategy is key to living confidently up to the day you retire and beyond. A result of having an individualized financial plan rooted in strategies built after a comprehensive financial analysis. Having a financial plan in place allows you comfortably retire and retire comfortably because you’re confident in your plan. Confident to take the next step—forward. Contact the Houghton team today!

How Much Does It Cost to Retire?


How Do You Know When It's the Right Time to Retire? 4 Questions to Ask

At some point, you’ll say “goodbye” to your co-workers, get into your car and drive toward the next phase of your life — retirement. But when will that be? Will you retire early to give yourself extra time to build a different life? Keep working to save more for retirement? Or do you love what you do and plan to keep doing it for as long as possible? READ MORE...


Fee-Based Financial Planning

Fee-based financial planners are compensated for the time and expertise put into designing and creating your personal financial plan. Under this fee structure, they have a responsibility to ensure your interests and goals are always put first.

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company, 20211
  • We're one of the Top U.S. Independent Investment Broker-Dealers.2
  • In dividends expected to be paid to policyowners in 2023.3
  • AAA, Aaa, and AA+ - we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.4
1©2017-2021 and TM, NerdWallet, Inc. All Rights Reserved.

2Ranking for Northwestern Mutual Investment Services, LLC. Measured by 2020 revenue. Sources: Financial Advisor and InvestmentNews, April 2021, Financial Planning, August 2021.

3Dividends are reviewed annually and are not guaranteed. Some policies may not receive dividends in a particular year or years even while other policies receive dividends. For universal life products, in lieu of dividends, experience is reflected through changes to nonguaranteed charges and credits.

4Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), May 2021; Fitch Ratings, AAA (highest), December 2021; Moody's Investors Service, Aaa (highest), December 2021; S&P Global Ratings, AA+ (second highest), July 2021. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

Five Cities Financial

James E Houghton, CLU®, ChFC®, CASL®, RICP®
Wealth Management Advisor


Five Cities Financial

6 Times It Makes Sense to Revisit Your Financial Plan

When your life changes, so should your plan. Here are 6 times it makes sense to schedule a meeting with your advisor. Read more here.

What Is Cash Value Life Insurance?

Cash value life insurance has unique attributes that can make it one of the most flexible parts of your financial plan. Read more here.

4 Steps That Help Assess Your Financial Security for Retirement

Let’s have a conversation to make sure you’re financially prepared for retirement. Read more here.

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.